For people with physical, mental, or emotional disabilities, health issues are only the beginning. Life's challenges extend into many other areas as well including earning and supplementing an income, creating a safe and accessible living environment, fulfilling special equipment needs, obtaining the extra help needed to get an education, and increasing personal independence.

If you are caring for a person with a disability or other special needs -- a spouse, a child, a sibling, dependent parent, other relative or friend -- you should consider SpecialCare. It's a program developed by Massachusetts Mutual Life Insurance Company (MassMutual) that provides access to information, specialists, and financial solutions that can help improve the quality of life for people with disabilities, special needs and their families and caregivers. It can show you ways to help you improve your own quality of life and that of other family members.

For a deeper understanding of what this means to me, please CLICK HERE to view a short video.

For more information, please call us at (610) 766-3074, or email bsham@financialguide.com